Be strategic with your money.
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Be careful also when you receive your rewards that you are not going shopping just to get rid of the coupon – be strategic about using the discounts and only shop for things you need. It is not the end of the world if a coupon goes unused either. Retailers count on you spending more than the coupon's value when normally you would not even be shopping.
And here's a simple way to save a little extra money that my mom taught me: keep every five-dollar bill that comes your way instead of spending it. It is easier to stay disciplined with this if you have a plan for the savings. I designate mine as cocktail money for the next time I get together with my out-of-town friends. That way when we do manage to congregate in the same city, I have a little stash set aside, and I do not break my budget.
Question: What is your best money saving strategy?
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